​Book One:
The Organisation

A fairy tale

Under the auspices of a fairy tale, The Organisation is an eye-popping, no-holds-barred account of the alarming power of money and greed.

Steven Jacklin, Novelist and Playwright

​The Author

After taking a Honours degree in physics in the 1960s from the University of Hull, followed by a Masters degree in laser physics from the University of Essex, I spent my working life teaching physics and mathematics in colleges of further education. I am now retired, and have been for over a decade.

Why did I write a fairy tale? There are very many reasons and recounting them would fill the pages of another book. If sufficient interest is shown I’ll have a go at writing it, but here I’ll simply mention one or two things that readily come to mind. People can be denied employment, or even imprisoned, for expressing opinions considered by some to be objectionable, yet few people seem to be concerned. This is not a characteristic of the England I learned about, and became contented with, during the 1950s. Perhaps I didn’t always listen to my teachers as carefully as I should have, but I do remember them saying on many occasions that free-speech, the right to express opinions others might disagree with, was one of the features that made England an upright and righteous country; one we could all be proud of.

My country has changed. Free speech no longer seems important. Surveillance cameras in towns and cities watch public places continuously, yet they seem to do little good; people are still increasingly fearful of violent crime. Huge databases collect vast quantities of personal information, yet people are largely unaware of the extent to which their private lives are observed and recorded. Many other parts of the world have changed in similar ways. When I ask myself why such changes have occurred I feel uneasy.

For very many years I have found that questions often occur to me as I listen to radio or television news, or watch documentaries or dramas. To me they seem obvious things to ask, yet the broadcasters never seem to examine them. I’ll give a few very recent examples. Today, Friday, June 21st 2019, it was reported that US President Donald Trump had decided against planned military strikes against Iran. Trump’s decision alone arouses queries, but the questions I have in mind occurred to me a few days earlier. The first arose when television images showed a boat alongside a ship in the Gulf of Oman. American authorities insisted that the boat was an Iranian naval vessel and the people aboard were removing limpet mines from the side of the ship, placed about one to two metres above the ship’s waterline. President Trump insisted that it proved that Iran had carried out earlier attacks against commercial ships. I couldn’t help asking, what sort of saboteurs attach limpet mines above a ship’s waterline?

One day before the aborted military strike against Iran, the US announced that one of its unmanned surveillance drones flying over international waters in the Strait of Hormuz had been shot down by an Iranian surface-to-air missile. The Iranian government said the plane had been flying in Iranian airspace. I couldn’t help asking, why would the Americans be flying one of their spy planes innocently over international waters?

Many other unanswered questions arise from the current episode of the Iranian/US disagreements, but I’ll not go into them. I simply wanted to give a few examples of questionable aspects of news events that are never examined by the popular media.

I’ve acquired a very pessimistic view of the world’s affairs after many decades of wondering why mainstream news pundits don’t ask, and answer, obvious questions about many of the events they report. It’s not something that largely occupied my thoughts, but on cold, wet afternoons, when there was little else to attract my attention, tapping away at my keyboard writing a story about a make-believe world was comforting. It took me out of the real world for a while, but not completely.

There was a time not so long ago when it was my custom to visit pubs and clubs and chat with fellow drinkers. Often the conversation would be about the government’s, and the opposition’s, economic policies. A couple of characters, no doubt wanting to appear knowledgeable, were always keen to give their opinions. I could usually see that they were simply stating ideas recently gained from popular tabloid newspapers.  Occasionally, when it was clear that questioning their views would be ineffective, I would ask them to tell me where money came from. They were never able to give sensible answers. Memories of such conversations were usually somewhere at the back of my mind as I wrote my fairy tale.

Trevor Croft

June 2019

What sort of saboteurs attach limpet mines above a ship’s waterline?

​The Story



In response to increasing crime three friends start a gold storage business. Their enterprise is transformed into a very profitable bank when they find they can create paper money, and issue loans, without the need to back all their banknotes with gold. In order to curtail price increases caused by the extra money they encourage workshop owners to borrow and expand their businesses. Their plan curbs inflation, makes them very rich and transforms their country, Areho, into a flourishing kingdom.

When an astute aristocrat uncovers the secret behind their venture, but sees that his own prosperity depends on their continued success, he joins them in an attempt to find out if it is known by others. The investigation reveals entrepreneurs with anxieties about the nation’s new-found prosperity. They are invited to a meeting to discuss their concerns. An association dedicated to protecting business interests is formed. To help obscure it from the public the association is not given a name, although to members of its innermost circles it is known as The Organisation.

Several centuries pass. The Organisation’s strengths grow and in-house marriages transforms it into network of powerful families. The story follows their unseen influence on domestic and foreign affairs in their quest for greater wealth, power, privilege and control. Members fulfil their goal by secretly infiltrating all centers of power and influence, including the monarchy and the news media.

When explorers discover a far-away country they see an opportunity for expansion. But the people of Yevad are unwilling to trade. Moreover, they have dangerous beliefs and customs which must not be allowed to spread to Areho. The only possible solution is war. Political obstacles are overcome and the war proceeds as intended, but astute members of The Organisation’s inner circle realize that the economic system they have created and nurtured has a requirement of its own. It is an issue they cannot ignore.


​The Illustrations


The book contains 109 illustrations. They are intended to add an amusing and descriptive side to the story. The artist, Brian, has intentionally been influenced by the characteristic cartoon-like drawings often found in traditional fairy tales. They can be seen by clicking on the drawing below. 

​The Readers



The Organisation is a fantasy set in a make-believe world of wooden sailing ships, horse-drawn carriages and soldiers in red tunics and tall hats. Although it is a fairy tale it contains no magic or talking animals and is not meant for young children.  It is intended for grown-ups with a liking for allegory and satire, particularly ones with inquiring interests in a wide range of contentious issues including geopolitics, money, conspiracies, banking, austerity, fake news, corruption, inequality, secret societies, propaganda, ufos and aliens.  It probably will not answer all their questions, but it might offer new ways of looking at some of them.




Here are some of the comments people made about ‘The Organisation: a fairy


“Very glad that I came across this book. Very well crafted by a knowledgeable
author who turns conspiracy theories on their head. There is also a good bit of
wry humour in places, and I was laughing out loud when The Organisation
decides that the ruling elite should be made up of arts graduates who regard it as
a badge of honour that they have little understanding of maths and science, and
instead drop quotations in ancient languages into their conversation: how

– Amazon Customer



“Very clever and well worth reading. Should be required reading for every 14 to 16 year old. And any adult who wishes to educate themselves about how the world really works.”

– Amazon Customer



“Very clever fairy tale. I came across this book by accident and I am so glad I did…”

– Amazon Customer



“Excellent book, great story, can’t recommend it enough.”

– Pamela Nicholls: Amazon Customer



“Trevor Croft’s book “The Organisation” is a MUST-READ for anyone wanting
to know how our current banking system started and continues to operate.
Written in the form of a fairy tale it brings to light to the average laymen how
the SYSTEM is rigged and we are duped in thinking otherwise. You can’t UNKNOW
this once read! 5 STAR RECOMMENDATION.”

– Jan Jacklin (Canada)



“I really enjoyed The Organisation. It is described as a fairy tale but it is a
carefully disguised story about governments, political systems and the origins of
the banking industry. Many readers will be able to relate to this story. I am
already looking forward to the sequel.”

– Deborah Kamber (England)



“Trevor Croft’s book, The Organization, couched in terms of a fairy tale, is a
unique perspective that describes the development of a commodity-money
centred economy into the sophisticated financial system we would recognize
today. Thus the tale traces the development of banking systems, the novelty of
paper money, money creation where every bank loan creates debt, and the
underlying principles of fractional reserves.

“The book, in a novel and easily digestible style, will appeal to any reader with a
passing interest in (and healthy scepticism of) the powerful forces that shape
and govern financial systems and how they inevitably impact upon the nature
and organization of modern political systems.”

– Ian Richardson (England)



“Trevor Croft’s The Organisation is an eye-popping, no-holds-barred account of
how the monetary system was created, the elaborate means used to maintain it
and the secrets necessary to protect it.

“Under the auspices of a fairy tale and complemented by splendid illustrations,
The Organisation stamps its mark of originality: a stark chronology that exposes
the ruthless power of money wrought by brilliance, family and greed.”

– Steven Jacklin (Canada)

​Buy ‘The Organisation’



‘The Organisation’ is available in paperback and Kindle ebook formats.